Month: February 2015

Medicare Part D Disclosures for 2015: Creditable Coverage

Group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS) on an annual basis and at other select times, indicating whether the plan’s prescription drug coverage is creditable or non-creditable. The plan sponsor must complete the online disclosure within

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Cyber Liability Protection – A Necessity

The need for Cyber Liability Protection is greater than ever. In recent months, corporations like Target and Home Depot suffered losses after the personal information of millions of customers were exposed. Last week one of the largest insurers, Anthem Inc. was added to the growing list of American corporations victimized by data

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Data Breaches On the Rise

In a recent study, nearly half of American Businesses have experienced data breaches in 2014, up 10% from 2013. DID YOU KNOW? A study conducted by the Ponemon Institute, a private research organization that studies information security policy, found that data breaches are on the rise. Nearly 43 percent of

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