According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have...
Group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS) on an annual basis and at other select times, indicating whether the plan's prescription drug coverage is creditable or non-creditable. The plan sponsor must complete...
The need for Cyber Liability Protection is greater than ever. In recent months, corporations like Target and Home Depot suffered losses after the personal information of millions of customers were exposed. Last week one of the largest insurers, Anthem Inc. was added to the growing list of...
In a recent study, nearly half of American Businesses have experienced data breaches in 2014, up 10% from 2013. DID YOU KNOW? A study conducted by the Ponemon Institute, a private research organization that studies information security policy, found that data breaches are on the rise. Nearly...
